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The New Closing Rules

Real Estate Today opens doors for buyers and sellers with critical and credible information on the real estate market. It’s fast paced and fact packed with experts, interviews, call-ins, field reports, and timely market conditions.

Richard Cordray, The Consumer Financial Protection Bureau

Richard Cordray is the director of the Consumer Financial Protection Bureau.

Ken Harney, The Nation’s Housing

Ken Harney is the author of the award-winning, nationally syndicated column “The Nation’s Housing.” Ken is also a past member of the Federal Reserve Board’s Consumer Advisory Council, and author of two books on mortgage finance and real estate.

Cindy Stanton, REALTOR®

Cindy Stanton is a REALTOR® and Broker with Parks Realty in Brentwood, Tennessee, and the 2015 President of the Greater Nashville Association of REALTORS®. Cindy’s a Graduate of the REALTOR® Institute, an Accredited Buyers’ Representative and a Certified Residential Specialist… these, among other designations she holds from THE NATIONAL ASSOCIATION OF REALTORS®.

Vanessa Goggans, Morris, Manning & Martin LLP

Vanessa Goggans is a Partner in the residential real estate practice at Morris, Manning and Martin in Atlanta, and the President of the Georgia Real Estate Closing Attorneys Association… so she’s a very active member of the Atlanta real estate community.

The Buyer and Seller Go To Closing

We’re going to talk about your next closing, under these new rules. What to expect, what’s different – and also, how YOU can be completely ready – when you sit down at the closing table.

Starting? With first time home buyers. Is that you? If so, congratulations! It’s a big step. AND – we have some good news for you. You will not experience any changes at all at the settlement table. Nope. Not one. Why? Well…because it’s your first time. You don’t have anything to compare it to. So when you find that the documents are clear, and easy to understand, and easy to compare – well, that’s good. But you probably know by now – it hasn’t always been that way.

Continue reading “The Buyer and Seller Go To Closing” »


Jed Smith is Director of Quantitative Research for THE NATIONAL ASSOCIATION OF REALTORS®.

Phil Schulman, K&L Gates

Phil Schulman is a Partner with K&L Gates law firm in Washington, D-C. Phil specializes in consumer financial services at K&L Gates and is considered by many to be the country’s top expert on closing rules.


Ken Fears, the Director of Housing Finance and Regional Economics for THE NATIONAL ASSOCIATION OF REALTORS®. Ken’s a mortgage industry expert, at NAR.

Christina Hoffmann, NAR/HouseLogic is a free source of information and tools—from the NATIONAL ASSOCIATION OF REALTORS® — that can help you make smart and timely decisions about your home.

The New Tools for Closing

This is a special weekend for homebuyers and sellers; the weekend that the new closing rules from the Consumer Financial Protection Bureau go into effect, all across America. We look at what the new rules mean for you – whether you’re a buyer, a seller, a homeowner or a real estate professional.

The Consumer Financial Protection Bureau has been working for a few years on improving the experience of consumers when it comes to applying for a mortgage, understanding their loan, and getting through the closing process.

Starting this weekend, buyers will begin to see new forms when they apply for a loan. And for any contracts that are ratified as of October 3rd – the mortgage and the closing will have to follow all the new rules. We mention this to avoid any confusion. Because if you ALREADY have a place under contract – the new rules don’t apply to you.

Continue reading “The New Tools for Closing” »

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Local Market Conditions

It’s time to take a look at the latest real estate information from across the country. Today, we’ll be looking at the Existing Home Sales latest report released by THE NATIONAL ASSOCIATION OF REALTORS®.

In August, home sales decreased on a month to month basis. But on a seasonally adjusted annual basis they remain above the 5,300,000,000 mark. AND, August marked the 11th consecutive month of year over year gains in existing home sales.

Continue reading “Local Market Conditions” »

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