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The New Rules

Real Estate Today opens doors for buyers and sellers with critical and credible information on the real estate market. It’s fast paced and fact packed with experts, interviews, call-ins, field reports, and timely market conditions.

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Lawrence Yun, THE NATIONAL ASSOCIATION OF REALTORS®

Lawrence is the Chief Economist for THE NATIONAL ASSOCIATION OF REALTORS®.

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Ken Trepeta, THE NATIONAL ASSOCIATION OF REALTORS®

Ken Trepeta is the Director of Real Estate Services for THE NATIONAL ASSOCIATION OF REALTORS®.

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Kelly Henderson, REALTOR®

Kelly Henderson is a REALTOR® with Keller Williams Biltmore Partners in Phoenix, Arizona. Kelly is a member of NAR’s Young Professionals Network and a finalist in REALTOR® Magazine’s 2015 30-Under-30 list of honorees.

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Elisabeth Leamy, Author & Speaker

Elisabeth Leamy is one of the nation’s leading authorities on personal finance. We’ve all seen her on Good Morning, America, World News and Nightline on ABC and now the DOCTOR OZ show… and she’s also the author of several books about personal finance.

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Old Rules vs. New Rules

Even if you’re very experienced in real estate transactions, look out! Because the New Rules we’re talking about on today’s show are quickly changing the ways we buy and sell homes.

Just think about this: back when your parents and grandparents bought homes 50 years ago, there weren’t many rules at all. No such thing as buyer agency. No such thing as a Good Faith Estimate. Not even a Fair Housing Act to protect buyers and sellers from discrimination.

Things have changed. And we don’t mean a little – no, things have changed a lot! And the bottom line is, you, your family and your money are safer, more protected and more secure – in every real estate transaction you do now, in 2015…than you ever were 50 years ago, back in 1965.

Think we’re kidding? Let’s take a look.

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Vanessa Goggans, Georgia Real Estate Closing Attorneys Association

Vanessa Goggans is a Partner at Morris, Manning and Martin in Atlanta, and the President of the Georgia Real Estate Closing Attorneys Association. Vanessa is an active member of the Atlanta real estate community and frequent speaker on topics impacting lenders, builders, homeowners and buyers.

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Keith Gumbinger, HSH.com

Keith Gumbinger is Vice President of HSH.com, the nation’s largest publisher of mortgage and consumer loan information. Keith’s been in the mortgage industry as an expert observer for more than 25 years and has written on every kind of mortgage topic, so we can make sense of it all.

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Danny Gardner, Freddie Mac

Danny Gardner is the Vice President of Affordable Loans for Freddie Mac, also known as the Federal Home Loan Mortgage Corporation, which helps keep mortgage money flowing in neighborhoods all across America.

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Christina Hoffman, HouseLogic.com

HouseLogic.com is a free source of information and tools—from the NATIONAL ASSOCIATION OF REALTORS® — that can help you make smart and timely decisions about your home.

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The New Rules Checklist

Are you ready for them? Hope so, because the rules for getting a mortgage, the rules for how your credit score gets calculated, and the rules for how much money you have to put down are changing fast! And they’re affecting the way over 5,000,000 homes are bought and sold every year.

So we’re going to wrap up today’s show with a summary of everything we’ve talked about today. A “NEW RULES” checklist, to help YOU get ready for every one of them.

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Hot links

THE NATIONAL ASSOCIATION OF REALTORS®
HouseLogic.com
REALTOR®.com
HSH.com
Freddie Mac

Top News Of The Week

- Majority of Metro Areas Experiencing Widening Inequality
- Millennials Want to Own Homes
- Home Values Heating Up
- Buffet Boosts Neighbor’s Selling Price
- Investors Bet on Suburbs
- Rental Rates Ruin Family Budgets
- Big Banks Back Away from Mortgage Lending
- Bidding Wars Abound
- Millions are Credit Invisible
- More Single Family Rentals Expected

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Local Market Conditions

It’s time to take look at the latest real estate facts and figures from across the country.

This week we’re going to go further into the most recent Existing Home Sales report from THE NATIONAL ASSOCIATION OF REALTORS®, concentrating on March sales of existing homes by price category.

March showed extraordinary gains in existing home sales overall on a month to month basis.

And the Pending Home Sales Report, which looks ahead to future home sales, told a similar story. Pending Home Sales surged ahead to their highest level since June 2013.

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