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Mortgages 2017

Real Estate Today opens doors for buyers and sellers with critical and credible information on the real estate market. It’s fast paced and fact packed with experts, interviews, call-ins, field reports, and timely market conditions.

Frank Donnelly, Mortgage Banking Industry

Frank Donnelly is a 25 year veteran of the Mortgage Banking Industry. Frank is past Chairman of the Board of the Mortgage Bankers Association of Metropolitan Washington.

Allan Dechert, REALTOR®

Allan Dechert is a REALTOR® and broker-co-owner of the number one real estate team in Avalon, NJ, Ferguson-Dechert Real Estate. Allan is the past president of the NJ Assn. of REALTORS®, and currently serves as NAR’s regional Vice President for NJ, NY and PA.

Real Knowledge! with Cynthia Shelton

Cynthia Shelton is the past president of the Florida REALTORS®. She has been in the business for 40 years, and in 2015, she was the recipient of THE NATIONAL ASSOCIATION OF REALTORS® 2015 Distinguished Service Award. Cynthia is Sr. Managing Director of the Investments and Capital Markets division at Land Quest Commercial Real Estate, in Central Florida!

Geri Detweiler, NAV

Geri Detweiler is a national credit authority. Gerri has worked for decades educating consumers about credit. She is the head of market education at ‘NAV,’ which helps consumers AND business owners manage their credit. Her latest book – is “Finance Your Own Business!”

Samantha Reeves, Veterans United Home Loans

Samantha Reeves is Senior Real Estate and Homebuying Expert at Veterans United Home Loans. She maintains the Veterans United Realty blog. And she herself grew up in a military family.

Ratios

Let’s talk about something very, very important…but something very, very few people really understand:

Your debt-to-income ratio.

The debt to income ratio? That’s about you! About how much you make every month. And, how much of that monthly income goes right back out…when you pay your credit cards, mortgage and other debts.

Having a good debt-to-income ratio is just as important when getting a mortgage, as having a good credit score, having a good income, and having a good amount of money in the bank.

Continue reading “Ratios” »

Keith Gumbinger, HSH.com

Keith Gumbinger is VP at HSH.com, the nation’s leading provider of consumer mortgage and finance information!

Amy Menrad, REALTOR®

Amy Menrad is a REALTOR® with Berkshire Hathaway PenFed Realty in Pasadena, Maryland. Amy is currently serving as the Regional Vice President for the mid-atlantic state, for the Women’s Council of REALTORS®.

Smart Home Technology – Cutting The Cord

We’ve all heard about the wild eave of cord cutting that’s happening in today’s digital world….consumers are cutting phone lines, as traditional phones are being replaced by smartphones. And consumers are cutting cable TV lines, as set top boxes are being replaced by streaming video devices.

Jessica Lautz, THE NATIONAL ASSOCIATION OF REALTORS®

Jessica Lautz is Managing Director of Survey Research and Communications at THE NATIONAL ASSOCIATION OF REALTORS®.

Bill Bandfield, Quicken Loans

Bill Bandfield is VP of Capital Markets with Quicken Loans.

Getting pre-approved for a mortgage

We’re going to give you a few words about a truly essential part of the process of buying a home….getting pre-approved for a mortgage.

Now sure, if you’re buying a house all cash, never mind. But for those of us who buy homes with mortgages, pre-approval is really important to a successful transaction.

Being pre-approved for a mortgage can give you a crucial advantage as a buyer, because it assures the seller that you are ready and ABLE to purchase a home, and it sets you apart from other potential buyers who may be “just looking”. It’s also helpful for you as a buyer, because you’ll have a better idea of how much you can REALLY afford to spend on a home.

Continue reading “Getting pre-approved for a mortgage” »

Hot links

THE NATIONAL ASSOCIATION OF REALTORS®
HouseLogic.com
REALTOR®.com

Top News Of The Week

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Continue reading “Top News Of The Week” »

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